Services

Direct Deposit

Customers can easily sign up for direct deposit of their Social Security or other federal benefits for free by using “our form” or by calling Treasury’s GO Direct helpline at 800-333-1795 or visiting www.GoDirect.org.

Safe Deposit Boxes

Safe deposit boxes provide a secure place away from your home or office for important documents and valuables. First Southern Bank offers safe deposit boxes in a variety of sizes and the annual rent can be automatically deducted from your First Southern Bank account.

Contact your local branch to check availability and annual service fee.

Stop Payment

When you need to place a stop payment on a check, please contact one of our Customer Service Representatives or visit your local branch.

You will need the following information:

  • Check number
  • Date written
  • Exact amount
  • Payee

Important Considerations

  • If the amount and check number are not exact, the check may still be paid.
  • The stop payment cannot be placed on an item that has already been presented.
  • A stop payment will be effective for six months.

Stop Payments may not be placed on debit card purchases or recurring charges once authorized. Please contact the merchant that is charging your account to cancel any recurring charges.

For further information regarding stop payments, stop payment fees or customer responsibilities, please contact one of our Customer Service Representatives at 618-549-3621.

Travelers Cheques

First Southern Bank offers American Express Travelers Cheques because they are easy to use and are a safe way to protect your money whenever you travel.

  • American Express Travelers Cheques can be refunded if they are lost or stolen so you can get your money back quickly, 24/7.
  • Accepted at thousands of locations worldwide
  • Your identity is safe because American Express Travelers Cheques are not tied to your bank account or any personal information.
  • They never expire.
  • Offered in a variety of currencies and denominations to meet your travel needs.
  • Provide peace of mind knowing that behind every American Express Travelers Cheque is someone who can help in a travel emergency, 24/7.

Contact a First Southern Bank location to learn more or contact one of our Customer Service Representatives today at 618-549-3621.

Wire Transfer

When you need to transfer funds anywhere in the world quickly and safely, our Wire Transfer service is the way to go. Wire Transfer services make one-time payments simple and efficient.

First Southern Bank's  Routing #081213285

Wire Fees:

  • Incoming – FREE
  • Outgoing Domestic - $20
  • Outgoing International - $50

Instructions to wire funds to First Southern Bank are:

INCOMING WIRE TRANSFER

RECEIVING BANK:

 

Central Bank
238 Madison Street
Jefferson City, MO 65101

ABA NUMBER: 

 

 086500634

BENEFICIARY BANK:

 

First National Bank of St. Louis
7707 Forsyth Blvd
St. Louis, MO 63105

BENEFICIARY BANK ID:

 

081004601

BENEFICIARY NAME:

 

First Southern Bank
301 East Main Street
Carbondale, IL 62901

BENEFICIARY ACCT:

 

008051901

FURTHER CREDIT TO:

 

Bank Customer:
Account:

INCOMING WIRE TRANSFER (INTERNATIONAL ONLY)

SWIFT CODE:

 

PNBPUS33  Wells Fargo

RECEIVING BANK: (field 56)

 

Central Bank
238 Madison Street
Jefferson City, MO 65101

ABA NUMBER:

 

086500634

BENEFICIARY BANK: (field 57)

 

First National Bank of St. Louis
7707 Forsyth Blvd
St. Louis, MO 63105

BENEFICIARY BANK ID:

 

081004601

BENEFICIARY NAME: (field 59)

 

First Southern Bank
301 E Main St
Carbondale, IL 62901

BENEFICIARY ACCT:

 

008051901

FURTHER CREDIT TO: (field 70)

 

Customer Account Number:
Account Name and Address:
                                     

Contact your local branch or contact one of our Customer Service Representatives at 618-549-3621 to learn more.