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Business Interest Checking Account

Earn interest on your balance with First Southern Bank’s Business Interest Checking account.  Business Interest Checking accounts are available only to sole proprietorships, governmental units, corporations, partnerships, associations, and organizations that are operated primarily for religious, philanthropic, charitable, educational, fraternal, or other similar purposes and are not for profit.

  • $1000 minimum deposit to open
  • Unlimited check writing
  • Free 1st order of standard style business checks or credit towards specialty checks
  • Imaged check statement & eStatements
  • Business Visa debit card
  • Unlimited ATM use
  • Online banking
  • Free business bill pay
  • Online retrieval of imaged checks
  • Telephone banking
  • Merchant credit card services available
  • Experienced Loan staff to discuss your credit needs

Business Interest Checking accounts must retain a minimum balance of $1000 otherwise a service charge of $10 will be imposed per statement cycle.

Business Money Market Account

Make your money work for you. Our Business Money Market account pays you interest, gives you easy access to your funds, and keeps the fees low.

  • Earns competitive money market interest rates-see a representative for current rates
  • $2500 minimum deposit to open
  • Interest credited monthly
  • Six (6) debit transactions per statement cycle
  • Minimum balance of $2500 to avoid $10.00 service charge per monthly statement cycle
  • A per item fee of $7.50 will be charged for each transaction in excess of six (6) during the monthly statement cycle

Transaction limitations/fees

Transfers from this account to another account or to third parties by preauthorized, automatic, telephone, computer transfer (including bill payments), checks or similar order are limited to six (6) per month. An excess transfer fee of $7.50 per item applied if these limits are exceeded. If you exceed the above limitations your account may be transferred to a transaction account or closed.