First Southern Bank

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Rate Information

November 09, 2011- Rates Subject To Change Without Prior Notice
Deposit Rates
Product Minimum Balance To
Open and Obtain APY		 Interest Rate APY****
NOW Accounts †***** $1000.00 .15 .15
Premier MMDA †***** $2,500-$4,999 0.10 0.10
(Tiered rate) $5,000 - $9,999 0.10 0.10
$10,000-$19,000 0.25 0.25
$20,000 or more 0.45 0.45
Savings †***** $25.00 0.40 0.40 Int. paid semi-annually
Christmas † $10.00 0.40 0.40 Int. paid at maturity
Fortune 55 †***** $100.00 .15 0.15 Int. paid monthly
Anytime Savings †***** $25.00 0.40 0.40 Int.paid semi-annually
CERTIFICATES
3 MONTHS ‡*** $500.00 0.15 0.15 Int. paid monthly
6 MONTHS ‡*** $500.00 0.30 0.30 Int. paid monthly
12 MONTHS ‡*** $500.00 0.70 0.70 Int. paid monthly
18 MONTHS ‡*** $500.00 0.90 0.90 Int. paid monthly
24 MONTHS ‡*** $500.00 1.00 1.00 Int. paid monthly
30 MONTHS ‡*** $500.00 1.19 1.20 Int. paid monthly
36 MONTHS ‡*** $500.00 1.39 1.40 Int. paid monthly
48 MONTHS ‡*** $500.00 1.59 1.60 Int. paid monthly
60 MONTHS ‡*** $500.00 1.88 1.90 Int. paid monthly
Liquid CD 9-month only †*** $5000.00 0.40 0.40 Int. paid monthly
† Variable rates that may change after the account is open. 
‡ Early withdrawal penalty may be imposed. 
* Interest Paid Semi-Annually 
** Interest Paid at Maturity 
*** Interest Paid Monthly 
****Annual Percentage Yield 
*****Fees could reduce the earnings on the account 
Rate information last updated: 01/31/2012