Bank logo: First Southern Bank; Local people.  Local Decisions. Community Banking at Its Best!

Board and Management

First Southern Bank is committed to providing a rewarding and positive work environment for our employees. Each of our employees are asked to promote our commitment to customer satisfaction.

Senior Officers

John Dosier, President & Chief Executive Officer 
Ray Altmix, Executive Vice President
Mitzi Calhoon Moore, Senior Vice President & Chief Financial Officer
Kristina Scott, Senior Vice President & Chief Risk Officer
Greg Ingram, Senior Vice President & Commercial Loan Officer
Michael E. Robison, Senior Vice President & Asset Quality Officer
Mike Hopkins, Senior Vice President & Commercial Loan Officer



Tara Broy, Vice President & Retail Service & Delivery/Retail Loan Officer
Teri Ingram, Vice President & Retail Service Branch Operations
Joni Herron, Vice President & Real Estate Underwriting
Dianne Sims, Vice President & Loan Compliance 
Lisa Emling, Vice President & Investment Services Officer
Mindy Combs, Vice President & Marketing/Business Development Officer
Nikki Perschbacher, Vice President & Human Resource Officer, PHR
Staci Dunn, Vice President & Retail Fraud Specialist
Lori Baine, Vice President & Facility Manager Carbondale/Carbondale West/Murphysboro
Josh Combs, Vice President & Commercial Loan Officer
Cindy Throgmorton, Vice President & Commercial Loan Officer
Vicki Nalley, Vice President Finance & Accounting 
Mary Jo McCurdy, Assistant Vice President & Realtor Relations
Karla J. Grant, Mortgage Loan Manager
Kimberly Cattivera, Commercial Loan Officer
Gene Morris, Loan Officer
Brian Voight, Risk Management Officer
Cortney Lanphear, Collections Officer
Tricia Nigro, Loan Doc Prep Manager
David Frick, Informational Technology Officer 
Melissa Etherton, Facility Manager, Carbon
Lisa Bloodworth, Facility Manager, Tower Square
Susan Reams, Facility Manager, Illinois Centre
Tracey Doss, Facility Manager, Carrier Mills 
Bonnie McElroy, Facility Manager, Royalton
Jennifer Ruzich, Assistant Cashier
Heather Wood, Loan Servicing Manager
John Patterson, Retail Compliance Officer


Board of Directors

Dutch Doelitzsch, Chairman
Raymond Altmix
John Dosier
Michael S. Kelley
Elaine Melby
Dr. John O'Keefe
Gene Watson
Frank Colombo