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Business Mobiliti

Business Mobiliti is a powerful and secure mobile banking solution that connects authorized business staff with First Southern Bank no matter where they are. The key features of Business Mobiliti will keep business moving. Authorized users, based on permission levels that are set via Business Online, are able to:

• Approve transfers between accounts
• Approve ACH
• Approve loan payments or advances
• Make Positive Pay approvals
• Make check deposits remotely
• Transfer funds between accounts
• View account balances
• View recent transaction history
• View checks
• Receive push alerts and reminders regarding actions awaiting approvals
• Additional business features will be available in the future

Business Mobile Deposit

The mobile deposit feature allows users to make a check deposit via Business Mobiliti, by photographing the front and back of the endorsed check with their iPhone or Android mobile phone, and submitting that image for deposit to their account.

Tips for Mobile Check Deposit

♣ Before logging into the First Southern Bank Mobile Deposit app, close all other apps running in the background on your mobile phone.
♣ Sign/Endorse the back of your check, and label it “Mobile Deposit.”
♣ When prompted for the check amount, carefully enter the check amount to ensure it matches the amount written on your check.
♣ Flatten folded or crumpled checks before taking your photos.
♣ Place the check on a dark background in a well-lit area.
♣ Keep your phone flat above the check when taking your photos.
♣ Keep the check within the view finder on the camera screen.
♣ Try not to get too much of the areas surrounding the check.
♣ Make sure that the entire check image is visible and in focus before submitting your deposit and all four corners of check are captured.
♣ The MICR line (numbers on the bottom of your check) is readable.


Business Online Banking

First Southern Bank is proud to offer our full service Business Online Banking. Now you can access your account information from your computer, either at home or office through the Internet with extensive security provisions for your privacy. You also have the capability to download your account information directly into Quicken, Microsoft Money or Quickbooks.

With Business Online Banking you will now be able to:

  • 24-hour, 365 days a year access to account balances and transaction information
  • Transfer funds between accounts
  • Reconcile your accounts
  • Correspond with bank personnel via e-mail

Signing up for Business Online Banking is easy. Just give us a call at 618-997-4341 or 618-549-3621 or contact one of our Personal Bankers today for information on setting up your account.

***Please note: For your security, online banking passwords expire every 60 days and you will be prompted to change your password at time of password expiration.*** If you have any questions, please contact a personal banker at 618-997-4341 or 618-549-3621 for further assistance.


Questions about Business Online Banking? Read our frequently asked questions (FAQ).

Business Internet Security

Business Online Banking is now more secure than ever.

Introducing Security Tokens

We are proud to deliver the highest level of security for our Business Online Banking customers. We're adding an additional layer of protection called a security token.

From now on every time you login to Business Online Banking account the bank identifies you, and it lets you identify the bank. This protects you from unauthorized access to your online banking information.

What is a Security Token?

A security token is a small, connectionless device that generates a One-Time Password to use each time you login to business Internet banking. This password is unique to your account and it changes every 32 seconds for your protection!

Soft Tokenization 

The soft token is a software-based security token that generates a random, one-time string of numbers that you enter when logging into your account. Combined with a PIN that you create when setting up the soft token, it offers maximum protection against criminal fraudsters. You can also use the soft token as an extra layer of protection for ACH or other high-dollar transactions.

Enrollment Information

To enroll in Business Online Banking please call 618-997-4341 or at 618-549-3621 or contact one of our Personal Bankers today. Once your Business Online Banking account has been set up just follow the instructions to activate your token and learn about the new login procedures for Business Online Banking.