Turn up convenience and turn down fees with InControl Checking.
Key Features
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No Minimum Balance Requirement
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Refunds on ATM Withdrawal Fees**
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Free Digital Banking
No Minimum Balance Requirement
Refunds on ATM Withdrawal Fees**
Free Digital Banking
- $100 minimum deposit to open
- Eliminate the monthly service fee*
- No minimum balance required
- Reimbursement up to an aggregate total of $30.00 ($3.00 per transaction) for Nationwide ATM withdrawal fees when qualifications are met**
- Unlimited check writing
- Check images included with your Statement
- Free Contactless Mastercard®debit card
- Freedigital wallet servicesavailable
- Surcharge-free ATMsalso available
- Freedigital banking, including:
- Bill Pay
- Mobile Banking (wireless carrier data rates may apply)
- Mobile Deposit
- eStatements
Make your monthly service fee go away!
When you do one of the following transactions and activities in your InControl Checking account during a Monthly Qualification Cycle, your monthly service fee of $2.00 will be waived:
- Be enrolled in and agree to receive eStatements
- Have at least 6 debit card purchases post and settle*
Meet BOTH qualifications and receive reimbursements on Nationwide ATM withdrawal fees!
When both InControl account qualifications are met during a Monthly Qualification Cycle, you will receive reimbursements up to an aggregate total of $30.00 ($3.00 per transaction) for nationwide ATM withdrawal fees incurred within your InControl account during that Monthly Qualification Cycle.
Qualification Information:
*Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle.
"Business Day" means a calendar day other than a Saturday or a Sunday, excluding Federal Reserve holidays or other days that the banks are legally closed.
"Statement Cycle" means the period for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.
Reward Information:
*When your InControl account qualifications are met during a Monthly Qualification Cycle your monthly $2.00 service charge fee will be eliminated.
**When both InControl account qualifications are met during a Monthly Qualification Cycle, you will receive reimbursements up to an aggregate total of $30.00 ($3.00 per transaction) for nationwide ATM withdrawal fees incurred within your InControl account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
When your InControl account qualifications are not met, the account's fee is not eliminated, and ATM withdrawal fees are not refunded.
The monthly service charge fee will be assessed on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards of less than a penny cannot be distributed.
Additional Information:
$100.00 minimum deposit to open.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact a Personal Banker at (618) 997-4341 for more information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa and InControl are trademarks of Kasasa, Ltd., registered in the U.S.A.