It’s free checking that pays you to bank with us — just for doing simple things you probably already do.



Key Features

  • No Monthly Service Fee
  • Monthly Cash Rewards
  • Free Digital Banking
  • $100 minimum deposit to open
  • Free checking that pays high interest
  • No monthly service fee
  • No minimum balance to earn rewards 
  • 1.05% APY* on balances as much as $25,000
  • 1.05% to 0.33% APY on balances over $25,000 depending on balance in account* 
  • 0.05% APY* on all balances if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $30 monthly)* 
  • Unlimited check writing
    • Check images with your eStatement
  • Free Contactless Mastercard® debit card 
  • Free digital wallet services available
  • Surcharge-free ATMs also available
  • Free digital banking, including:
    • Online banking
    • Bill Pay
    • Mobile banking (wireless carrier data rates may apply)
    • Mobile deposit
    • eStatements

It’s so easy to earn rewards.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases**
  • Be enrolled in and agree to receive eStatements 
  • Be enrolled in and log into online banking   

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify. 

Want to know more about Kasasa®? Check out the Kasasa story!

*APY= Annual Percentage Yield. APY is accurate as of 05/30/2020. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $30.00 (up to $3.00 per single transaction) and credited to account on the last day of monthly statement cycle. (2) balances up to $25,000.00 receive APY of 1.05%; and (3) balances over $25,000.00 earn 0.15% interest rate on portion of balance over $25,000.00 resulting in 1.05% - 0.33% APY depending on the balance in the account. If qualifications are not met during the qualifying cycle, all balances earn 0.05% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

**Transfers between accounts do not count as qualifying transactions. The monthly qualification cycle is not the same as your monthly statement cycle. Contact a personal banker at 618-997-4341 or 618-549-3621 for more information about the monthly qualification cycle. ATM transactions do not count towards qualifying debit card transactions. Fees may reduce earnings.  

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