Why First Southern Bank?

You have many choices for your banking needs — and First Southern Bank realizes that we must earn the right to be your bank of choice.

We take great pride in our customer service. That — combined with the fact that we’re a locally-owned and managed Southern Illinois bank — allows us to feel comfortable in asking to be your bank.

We can offer you the latest financial products with quick responses to your financial requests. We’re also committed to the communities in which we live. We have strong personal and business ties to the communities we serve. Our management group represents over a century of combined, trusted financial experience in Southern Illinois, and we look forward to earning the right to be your bank.

Our Mission Statement

The mission of First Southern Bank is to represent community banking at its best, by delivering customer service that meets the financial needs of our customers, while affording benefit to our local shareholders, employees and our community.

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.