Around here, we respect experience. Our customers age 55 and better can enjoy unlimited check writing, no monthly fee, and more.


Key Features

  • No Monthly Service Fee
  • Free Checks
  • Free Digital Banking
  • $100 minimum deposit to open
  • Checking for customers age 55 and better
  • No monthly service fee
  • No minimum balance requirement
  • Earns interest
  • Unlimited check writing
    • Check images with your paper statement or eStatement
  • Two free boxes of First Southern Bank logo checks per year (single wallet-style)
  • Free Contactless Mastercard® debit card
  • Free digital wallet services available
  • Surcharge-free ATMs also available
  • Free digital banking, including:
    • Online banking
    • Bill Pay
    • Mobile banking (wireless carrier data rates may apply)
    • Mobile deposit
    • eStatements

Additional Perks

  • Free photocopies (limitations may apply)
  • Free notary service
  • 3 free cashier's checks per monthly statement cycle
  • Reduced fee for license plate renewal stickers