First Southern Bank

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You have many choices for your banking needs and First Southern Bank realizes that we must earn the right to be your bank of choice. We take great pride in our customer service and combining that with the fact that we are a locally owned and managed southern Illinois bank allows us to feel comfortable in asking to be your bank. Read on

 

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Calculate your FDIC Insurance Coverage.

Click here to use the FDIC's Electronic Deposit Insurance Estimator.

At First Southern Bank we understand that banking can be an intimidating experience. Loan applications and refinancing packages can be nail biting experiences... Read on

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At First Southern Bank we understand that banking can be an intimidating experience. Loan applications and refinancing packages can be nail biting experiences... Read on

Quick Links

• Checking Account
• Savings Accounts
• Business Interest Checking
• Business Loans and Rates
• BillPay
• Online Banking

 

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "non-interest bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market depoist accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.